ARTICLE TOPICS / CATEGORIESInsurance
Governance / Managing Conduct & Dispute Resolution Maintenance & Repairs Levy Collection & Arrears Debt Recovery Statutory Compliance FAQS |
UNDERSTANDING THE INSURANCE SUMMARY OF BENEFITSEvery year at Annual General Meetings (AGMs) the Body Corporate tables a Summary of Benefits together with the insurance renewal, someone says, "Any questions?", nobody asks any, and everyone approves it.
WHO PAYS THE EXCESS? - COMMON INSURANCE DISPUTES IN SECTIONAL TITLE SCHEMESThe person who submits the insurance claim is not necessarily the person who is responsible for paying the excess.
BODY CORPORATE INSURANCE - WHAT AM I COVERED FOR?Most owners assume that because the Body Corporate has insurance, everything in their unit is insured. Unfortunately, this is not the case.
EXCLUSIVE USE AREAS IN SECTIONAL TITLE SCHEMES: WHAT EVERY OWNER AND TRUSTEE SHOULD KNOWExclusive Use Areas (EUAs) are one of the most misunderstood aspects of sectional title living. Many owners believe that because they have exclusive use of an area, they own it.
PIPES IN SECTIONAL TITLE: WHO'S RESPONSIBLE - AND WHO PAYS?The answer isn't always as obvious as it seems. Between common property, sections, and something called the "median line", it's easy to get confused.
ALTERATIONS AND IMPROVEMENTS TO COMMON PROPERTY IN SECTIONAL TITLE SCHEMESIn a sectional title scheme, the management and control of common property is governed by the Sectional Titles Schemes Management Act (STSMA) and the scheme's rules...read more
LETTING & ALIENATION OF COMMON PROPERTYCommon property is one of the most valuable assets owned collectively by a sectional title scheme. Trustees are often approached with proposals to lease or even sell portions of the common property in exchange for financial benefit to the scheme...read more
LEAKS BETWEEN UNITS: WHO IS RESPONSIBLE AND WHAT IS THE PROCESS?When water starts dripping into a section from above (or from next door), the immediate question is: Who is responsible, and what should be done next?...read more
COMMON PROPERTY: UNDERSTANDING THE SHARED ASSETS IN YOUR SCHEMEWhen you live in a Sectional Title Scheme, there's more than just your unit - there's a shared environment that supports the entire community...read more
NAVIGATING ARREAR LEVY COLLECTIONS: PROTECTING THE FINANCIAL STABILITY OF YOUR COMMUNITYFinancial stability is the foundation of every successful Sectional Title Scheme and Homeowners Association (HOA).
CAN I ENCLOSE MY BALCONY OR PATIO? A STEP-BY-STEP GUIDEYes, you can enclose your balcony, but you cannot simply start building. You will need permission from the Body Corporate, and the exact legal process depends heavily on whether your balcony is legally part of your section or part of the common property, the effect on the aesthetics of the scheme...read more
DEFINING ROLES IN YOUR SCHEMEIn a Sectional Title Scheme, authority flows from the owners to the Trustees, who are responsible for managing the affairs of the Body Corporate...read more
WHO FIXES WHAT? YOUR GUIDE TO MAINTENANCE IN SECTIONAL TITLE SCHEMEIn a Sectional Title Scheme, the general rule of thumb is that the Body Corporate maintains the common property, while individual owners are responsible for the interior of their sections...read more
DECODING YOUR LEVIES: WHERE DOES YOUR MONEY ACTUALLY GO?In a Sectional Title Scheme, your monthly levies are divided into two distinct funds required by law: The Administrative Fund (for day-to-day running costs) and the Reserve Fund (for long-term maintenance and major repairs)...read more
WHO IS RESPONSIBLE FOR WINDOWS AND DOORS IN SECTIONAL TITLE SCHEMES?Disputes around windows and doors are one of the most common issues in Sectional Title schemes. Owners often believe the Body Corporate should carry the cost, while Trustees may take a different view...read more
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